Retirement Dreams: Distinguishing Fantasy from Reality

Planning for retirement used to be easy. You worked hard until age 65, and then you reaped the benefits of your savings, pension plan, annuities, and social security in order to live out your retirement dreams. That was then...now, the costs of benefits are increasing and pension plans are becoming obsolete. The familiar retirement model is changing before our eyes.

5 Steps to Help You Stay on Track for Retirement

Let’s face it—saving for retirement is often easier said than done. Life events, market volatility, and an uncertain economic climate are all factors that may cause you to get off track. Nonetheless, you can still choose to take control of your retirement today. It all boils down to having a plan—and sticking to it.

5 Life Stages: Paths to Saving for Retirement

When it comes to saving for retirement, your life can be divided into five stages, each with its own challenges. As you move through each stage, you should consider how much time is left until you retire, how much you can afford to invest toward retirement, and how much risk you are willing to take with your investments. Through proper planning and saving, retirement can be something you look

Prioritizing Your Financial Health

It’s that time of year when many people set goals with the hope of changing their lives in the months to come. Some may set their sights on losing a significant amount of weight or training for a marathon, while others may want to spend more time with family or other loved ones. Whatever your plans, consider adding a few of the financial changes described below to your resolution list, too, to

The Repo Market: Cause for Concern?

When interest rates in the overnight lending market (known as the repo market) spiked in September, there was a real fear that it was a sign of something far worse. This was made more confusing by the complexities of the market itself. The good news is that while what happened in the repo market may sound alarming, there’s no need to worry. Let’s look at what happened, where we are now, and

A Financial Checklist You Can Handle

Starting fresh is always a great feeling, but the scale of what we set out to accomplish at the beginning of the year sometimes becomes overwhelming as the months go by. The question is, how can you stay motivated to meet your financial goals throughout the year?Financial tips for every monthFor many people, checking off items on a long list of to-dos brings a great sense of satisfaction. To help

It's a New Year. Get a New Money Plan!

Now is the PERFECT time to take control of your finances! Are you feeling like you could make better decisions about your money? Are you unsure of what else you should be doing to make the most of every cent? Do you know if you’re “on-track” compared to others in your income category? Do you think you’re doing well but wonder if you could be doing better? These are all questions I can help you

5 Tips for Managing Your Credit Cards

Credit cards can help you build credit history and, if managed properly, help improve your credit score. Here are 5 tips for getting the most out of your credit cards.

How to Talk to Your Aging Parents About Money

If you’re concerned that your parents are getting older and worried about their ability to make wise financial decisions, you’re not alone. In fact, 10,000 experienced baby boomers are retiring each day—a trend that will continue through 2030!

Retirement Plan Account Review is Key

Keeping tabs on your retirement accounts is a balancing act, particularly if you have more than one. Although some favor the set-it-and-forget-it approach, it’s wise to regularly review your accounts to ensure that you’re heading in the right direction.

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