Many Americans go to work every day feeling confident that they are adequately insured. In many instances, that is not the case. It is not uncommon for employers to offer life and disability insurance as components of an employee benefit package, but the coverage may not be enough to meet your needs.
You wouldn’t believe the number of times I’ve heard families say, “Mom doesn’t need as much life insurance as Dad because she is a stay-at-home mom” or because “she’s not the primary breadwinner.” In my over 15 years of experience as a financial advisor, I’ve seen too many instances where families are financially devastated by this misunderstood notion. The fact is that many times you can