Credit cards can help you build credit history and, if managed properly, help improve your credit score. Here are 5 tips for getting the most out of your credit cards.
There are several certainties in life—death, taxes, and, yes, market volatility. Fluctuations in your 401(k) or retirement savings account can stir up feelings of stress, panic, and anxiety, particularly when your hard-earned retirement dollars are at stake. But overreaction to these fluctuations is one of the biggest risks that retirement investors face. So in turbulent financial times,
Like most people, you probably have a vivid, exciting picture of what your ideal retirement will look like. Maybe it’s spending time with family at a beach house, crossing off the book titles that have accumulated on your to-read list, or finally being able to volunteer enough of your time to make a difference for your favorite charity. But there’s no doubt that the journey to retirement is long
Yes, you have the power to transform your life and be free from the burden of finances. I’ve seen it firsthand so many times in working with clients from all walks of life. What would it feel like to experience the joy of not having to worry? What would it be like to have cash in the bank, investments that are earning you money, and confidence that you are on-track to reach your goals? The
If you are considering taking a loan from your retirement plan to bridge a financial gap, pause for a minute. This is a major decision that should not be made lightly, as there are consequences that could affect your ability to fund your future retirement. Here are six things you need to be aware of before you borrow from your 401(k) savings.
No one needs stress in their life. But money is often the number one stressor that leads to depression and anxiety. In my 15 years as a financial advisor, it never ceases to amaze me how my daily conversations with clients can be so emotional because money is the primary tool that allows us to function in life. Virtually no life decision can be made without giving at least some thought to
If you haven’t been able to pay off your credit cards, don’t lose hope. The reasons why people can’t seem to live a debt-free life often point back to psychology. Think about it – you have every company in the world vying for every penny you make and their advertising budgets are massive. The cards are definitely stacked against you – but don’t give up! These simple tips can help you pay off
Spring is in the air, which for many means waking up from hibernation and cleaning out the clutter. Don’t forget about clearing the cobwebs from your “financial house,” too! Even if you recently took a look at your finances as you prepared for tax season, here are five areas that could use your attention.1. Dust off your credit report and scoreIf you’re concerned about identity theft or you’re