5 Life Stages: Paths to Saving for Retirement

When it comes to saving for retirement, your life can be divided into five stages, each with its own challenges. As you move through each stage, you should consider how much time is left until you retire, how much you can afford to invest toward retirement, and how much risk you are willing to take with your investments. Through proper planning and saving, retirement can be something you look

The Truth About the Bridge from Here to There

You’ve painted a picture in your head of what your life would be like if you accomplished a certain financial goal, haven’t you? You keep saying, “If I could just [fill in the blank] then things will be different.” You’ve seen other people do it and you know it’s possible. But how confident are you that you have the best plan to get you there? Before wasting any more time or effort, you need

5 Expert Tips to Help You Retire

Last week, I called a long-time client to ask how he was feeling considering it was the first day of his retirement after working 42 years. He was obviously overwhelmed with excitement! I’ve made this call dozens of times over my career and it’s always exhilarating to share in the joy that comes when my clients enter the retirement phase of life. It’s no wonder the number one question I’m

Prioritizing Your Financial Health

It’s that time of year when many people set goals with the hope of changing their lives in the months to come. Some may set their sights on losing a significant amount of weight or training for a marathon, while others may want to spend more time with family or other loved ones. Whatever your plans, consider adding a few of the financial changes described below to your resolution list, too, to

The Repo Market: Cause for Concern?

When interest rates in the overnight lending market (known as the repo market) spiked in September, there was a real fear that it was a sign of something far worse. This was made more confusing by the complexities of the market itself. The good news is that while what happened in the repo market may sound alarming, there’s no need to worry. Let’s look at what happened, where we are now, and

A Financial Checklist You Can Handle

Starting fresh is always a great feeling, but the scale of what we set out to accomplish at the beginning of the year sometimes becomes overwhelming as the months go by. The question is, how can you stay motivated to meet your financial goals throughout the year?Financial tips for every monthFor many people, checking off items on a long list of to-dos brings a great sense of satisfaction. To help

2020 Outlook: Continued Growth or Recession?

As we made our way through 2019, signs of softening economic conditions became increasingly apparent, even while consumer confidence remained high and job growth came in better than expected. Now, as we look ahead to a new year, the path is somewhat unclear. Will the economy continue in slow-growth mode? Or will we see the recession many media and industry pundits have warned about?

How to Invest in 2020

2019 has been a great year for U.S. financial markets but there's an underlying sense that investors are beginning to do a gut check over recent and rising risks in the economy, political landscape, and financial markets. Everyone's wondering, "What's next for stocks and bonds?" The last few months of 2019 have reminded us that markets can still be rewarding. But in late-2018, we were all worried

It's a New Year. Get a New Money Plan!

Now is the PERFECT time to take control of your finances! Are you feeling like you could make better decisions about your money? Are you unsure of what else you should be doing to make the most of every cent? Do you know if you’re “on-track” compared to others in your income category? Do you think you’re doing well but wonder if you could be doing better? These are all questions I can help you

5 Tips for Managing Your Credit Cards

Credit cards can help you build credit history and, if managed properly, help improve your credit score. Here are 5 tips for getting the most out of your credit cards.

Follow Blog via Email

Enter your email address to follow this blog and receive notifications of new posts by email.

Wisdom & Cents for website (1)

Categories