6 Steps to Getting Out of Debt

Being in debt can stall or stop your dreams from becoming a reality. The following action steps, when followed and repeated, can help you pay off your debt and get you closer to the life you want to live.

401(k) Loans: What You Can't Afford to Overlook

Sometimes life throws you a curveball, and you find yourself in a financial jam that requires some quick cash. Taking a loan from your 401(k) plan sounds like an easy solution. After all, you’ll be borrowing from your own retirement account and paying yourself back with interest. Sounds reasonable enough, right? Not always.

Gaining the Upper Hand on Debt

Let’s play a game of word association. What comes to mind when you hear the word debt? Anxiety? Worry? Concern? If you blurted out any of these responses, you’re not alone. One thing most Americans have in common is that they carry some form of debt.

Make Memories

Recently, my family and I went to Boulder, Colorado, for a week. My daughters' spring breaks lined up on the same week and we wanted to do something fun and casual, but that wouldn't break that bank! Ginger Leigh, my wife, and I used to live in Boulder, as did my oldest daughter, Haileigh, for the first three months of her life. In the last couple of years we have started going out to Colorado

What I Learned from a Disaster

On October 10, 2018, I told my wife, Ginger, that we needed to leave - this is not going to be a small hurricane. So we left and went to stay with family in Birmingham. When we came back a few days later, I realized my family was one of the lucky ones. We had a house that was still standing, no major damage, running water, and electricity. The people who live 10 to 20 miles to the east of us

10 Common Retirement Mistakes

In a sense, you have been planning for your retirement ever since you started working. Maybe you’ve been contributing to a 401(k) plan, or maybe you’ve been socking away money in an IRA, but without a doubt, you’ve been looking forward to your golden years. And I want you to enjoy those years without worrying about having to take out a reverse mortgage on your house.

If They Could Turn Back Time...

It’s an age-old question that most people can’t resist daydreaming about. If you could turn back time, what would you have done differently? Some people might have chosen to invest more in relationships. Others may have taken more—or fewer—risks. Many would have devoted more time to having fun.

Understanding Basic Estate Planning Documents

Although none of us enjoy thinking about our own demise, we need to prepare financially for what will happen to our money and cherished belongings after we are gone. Unfortunately, not many of us do that. In fact, according to a Caring.com survey, only 4 of 10 American adults even have a will.

How to Create a Personal Financial Statement

Similar to a company’s financial statements, a personal financial statement can help you assess your financial health and assist you in budget planning. It can also give you an idea of the kinds of information that banks and other lenders use to determine your ability to repay loans. Curious to know where you stand? Here, we show you how to get a handle on your finances by creating a personal

If Not Now, Then When?

During this period of time I call "midlife exploration," I’ve come across a couple different books that I've found interesting. In one of them the author asks the question, “If not now, then when?”

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