Recently, my family and I went to Boulder, Colorado, for a week. My daughters' spring breaks lined up on the same week and we wanted to do something fun and casual, but that wouldn't break that bank! Ginger Leigh, my wife, and I used to live in Boulder, as did my oldest daughter, Haileigh, for the first three months of her life. In the last couple of years we have started going out to Colorado
On October 10, 2018, I told my wife, Ginger, that we needed to leave - this is not going to be a small hurricane. So we left and went to stay with family in Birmingham. When we came back a few days later, I realized my family was one of the lucky ones. We had a house that was still standing, no major damage, running water, and electricity. The people who live 10 to 20 miles to the east of us
In a sense, you have been planning for your retirement ever since you started working. Maybe you’ve been contributing to a 401(k) plan, or maybe you’ve been socking away money in an IRA, but without a doubt, you’ve been looking forward to your golden years. And I want you to enjoy those years without worrying about having to take out a reverse mortgage on your house.
Although none of us enjoy thinking about our own demise, we need to prepare financially for what will happen to our money and cherished belongings after we are gone. Unfortunately, not many of us do that. In fact, according to a Caring.com survey, only 4 of 10 American adults even have a will.
Similar to a company’s financial statements, a personal financial statement can help you assess your financial health and assist you in budget planning. It can also give you an idea of the kinds of information that banks and other lenders use to determine your ability to repay loans. Curious to know where you stand? Here, we show you how to get a handle on your finances by creating a personal
It's no surprise that money is the biggest source of stress for Americans. In fact, a survey by the American Institute of CPAs found that more than half of Americans with debt say that it's negatively impacted their lives. If you want to take control of your finances, here are five easy tasks that can help get you moving toward financial health and growth.
Everything has a point where change happens. Water boils at 212 degrees, not 211. Most of us want something in our lives to change. Finding a way to make that change is our 212 degrees. How do you find that tipping point? I believe it’s easier than we think. We think too much and don’t take enough action. We must identify the “finish line” or the change and then look back to where we are today.